The opportunity to save in an employer-sponsored retirement plan is certainly an important benefit. Over the years plan sponsors have sometimes encountered issues with employees who begin to participate but who make no affirmative election about investments. The Pension Protection Act of 2006 (PPA) ...

While the Department of Labor has delayed the implementation of new fee disclosure rules about fees charged to plans and participants, it may be useful to refer to the recent report "The Economics of Providing 401(k) Plans: Services, Fees, and Expenses, 2009" published by the Investment Company Inst...

A study by the Employee Benefit Research Institute (EBRI) reports that as a result of the financial market and real estate crisis of 2008 and 2009, the percentage of households that have ended up at risk of falling short of retirement income needs ranges from a low of 3.8% to a high of 14.3%. At-ris...